This post brought to you by BMO Harris Bank N.A. Member FDIC. All opinions are 100% mine.
As you know we rented for a few years, and then recently bought a house. I really forgot how much owning a home costs. We just had a plumber out today to look at a leaking pipe. So I wanted to share a few tips with you on how we manage our finances.
1. Communication
The most important thing for my husband and I is to communicate with what is going on. It is never good when the other person has no clue where the money is going and why. If you aren’t living with someone, it is still important to communicate with yourself! Sometimes it’s easy to get in a rut, sit down and really think about what you are doing and if it is necessary!
2. Planning/budgeting
You should always have a budget. I know it’s hard and we deviate often, but having that structure there is a must!!
3. Spreadsheets
I keep a spreadsheet with all our bills. This allows me to not only stay organized, but also to track any changes I see in our bills, like electricity and water. It is important to recognize those changes for the future to help you plan better.
4. Coupons
I try not to pass up coupons. I’m no extreme couponer, but there is a lot of money to be saved with the coupons you get in the mail, newspaper. You don’t have to spend hours and hours to save a little bit of money, just a little bit goes a long way!
5. Evaluate
Evaluation your situation often. Things change! Kids get older and start eating more food (trust me!) Maybe you have to get a new car, or make a big fix on your house! We are always trying to figure out ways to save money on our monthly bills.
This week as part of the BMO Harris Bank Scavenger Hunt Sweepstakes you will find some tips on managing your finances, because we all know the unexpected can happen and can quite often leave us in a pickle!
So be sure and like BMO Harris on Facebook and play along in the sweepstakes and enter for a chance to win $2,000!
This weeks Sweepstakes runs from 3/17/2014 @ 12pm CST through 03/24/2014 @ 11:59am CST. The Drawing will be held on 03/27/2014 and you are entering for a chance to win $2,000
I agree with 5 tips. We’ve been doing a budget since the beginning of our marriage. Excellent tips!!
Thanks Crystal! They are so hard to stick to sometimes, but so so helpful!
I definitely agree with these tips. My husband and I are always open when it comes to money, bills, savings, and even our investments. I also have a spreadsheet where I put all the budgeting and making sure we are able to save money and put some for investments. It’s really important also to do investing aside from saving because its the best way to double your money and not just keep it on your bank. I started betting sports which work really well for me. This site https://theracingsharks.com.au/racing-tips/ is quite popular and a lot of people bet in them, so they are quite reliable. I hope this would help.
In fact, I would like to learn more about how to make money trading on exchanges? Does anyone have any useful tips on this topic?
Are you interested in learning more about arbitrage trading, but you don’t know where to start? Then I suggest you visit this site https://tabtrader.com/academy/articles/what-is-arbitrage-trading ! There you can find a lot of useful information on this topic. It is an ideal resource for novice traders looking to get started in this exciting field.
Hi! If you are looking for a more efficient way to communicate with your team, I suggest you try CLAP. So that you can communicate with your team members on your own schedule. You can find out more here: https://www.meetsidekick.com/claap-asynchronous-communication-for-xxi-century /. Try it out and see how it can revolutionize your workflow. Good luck!
Since cryptocurrencies are becoming a very popular phenomenon nowadays, I decided to try to find out more about it. My friend recommended me to read about decentralized finance and it surprised me very much. If you also want to learn about how cryptocurrency works, then I recommend you to read this article! I hope I could help you with something!
Setting up a budget, saving money, making investments, and spending are all examples of money management.
Visit here https://passportandvisaservicesusa.com Immigration Agents USA
Getting new ideas has always been important to me. By the way, I would also like to change the fact that recently a friend advised me to use this magento 2 custom search module where it is possible to find a service to help develop various fields such as design, web and mobile. You can also use it if you want to get a better business.
You know, I’m pretty bad at managing my finances. However, I have an additional expense item in my budget related to gambling. Of course, I play well and in any case remain profitable, and I want to share with you the blog https://tower.bet/blog where you will find detailed information about gambling and how to play such games correctly. I’m sure you will find this interesting to read.
Emirates.Estate is a must-visit website if you want to buy property in Dubai and other emirates as a potential expat or investor. With its wide range of verified listings from developers and real estate agencies, you are sure to find your perfect property. Whether you are in search of a new permanent residence, an apartment to run a rental business, a land plot to build a house, or a commercial space, there is something for everyone. You can choose from both completed and off-plan properties. Thanks to comprehensive guides and a detailed search tool, you can easily navigate the real estate market. You can browse properties that match your specific preferences and goals, filtering them by the number of bedrooms, available amenities, location, completion date, price, etc. The real estate aggregator is dedicated to creating a smooth experience for every user. For each listing, you will find real pictures, a comprehensive description, and price in different currencies. The database is regularly updated so that you have access to all the current deals. For expert guidance and answers to any questions you might have, just reach out to experienced real estate experts via online chat.
web: https://emirates.estate/
It is very important to ensure the safety of your savings from theft. To achieve this, I take several measures. First, I use reliable banking services such as two-factor authentication and transaction monitoring. I also prefer not to share financial and payment information with outsiders. In addition, I keep cards and money in secure locations and regularly review financial transaction reports to detect unauthorized transactions.
It’s definitely a big adjustment from renting. Owning a home comes with unexpected costs, like the leaking pipe situation you mentioned with time card calculator
This blog post is your roadmap to financial empowerment! We’ll equip you with budgeting strategies, debt-fighting tactics, and smart saving habits to help you take control of your money. Learn how to manage your cash flow, build a secure future, and finally achieve your financial goals. Let’s ditch the stress and unlock the door to financial freedom, together! https://coduzion.com/store/magento-2-google-one-tap-login-extension/
Buckling up for a crypto investment is akin to spaceship liftoff: exhilarating and rife with unknowns. Your mission should you choose to accept: orbit around prospective assets, consider gravitational pull of market forces, and dodge the asteroids of hype. Veteran astronauts still check the star maps, and that’s where a site like https://trustdao.network can serve as your mission control. Ground control to Major Tom – they’ve got the intel that could steer your spaceship away from the black holes and towards interstellar profits. But remember, even with the best ground control, it’s your hand on the thruster. Pilot your investments with care, and the stars just might align in your financial galaxy.
Data that we must take into account, it is interesting. Thanks for sharing. Greetings from neobancos extranjeros